FAQs

Q? 1. Who is Helping Hands Capital?: A.

We are a national pre-settlement funding company based in Plano, Texas. Our focus is to provide living expenses and to lend against personal injury cases. We have a quick turnaround and the best rates in the industry.
Q? 2. What do we do?: A.

We provide money to help you survive while you are waiting for your settlement. We understand that many people who suffer personal injury have often had their financial means destroyed. The insurance companies know this and try to make people settle for a quick dollar so they can get out cheap. You only pay us back if you win your case. You do not have to pay us back if there is no settlement.
Q? 3. How is Helping Hands Capital different?: A.

Helping Hands works closely with personal injury lawyers. We understand that this is an injury site and we are not bankers. We have a heart and we understand that a 3.5% interest rate can potentially take all of the cash you deserve so that’s why our rates are a 2.0% simple interest with just a monthly maintenance fee until your case is settled. The monthly maintenance fee accrues and comes out of your final settlement. There are no payments required by you.
Q? 4. Is this a lawsuit loan?: A.

No, many people refer to these types of advances as lawsuit loans or pre-settlement loans but they are not loans at all. If this were a loan you would have to pay this regardless whether you won or lost. With Helping Hands Capital the money is only repaid if you successfully recover money in your case. If you loose the case no money has to be repaid.
Q? 5. Does Helping Hands Capital get involved in a case?: A.

No, the decision to settle your case is left up to you and your attorney.
Q? 6. How does pre-settlement funding affect my case?: A.

By giving you the money you need to wait out the insurance company. You are likely to get a better result if you wait rather than if you were forced to settle quickly because of the financial devastation somebody has caused you.
Q? 7. Why can’t I get a lawsuit loan from my attorney?: A.

In most states, there are ethical rules that prohibit lawyers from lending money to clients.
Q? 8. Can I borrow money from the bank?: A.

If you have good credit you may be able to borrow money from the bank however, keep in mind you will have to repay the money from the bank regardless if you lose your case. As a general rule banks do not lend money against pending lawsuits as they are considered to be too much of a risk.
Q? 9. How do I repay my settlement advance?: A.

Your settlement advance is repaid out of the settlement proceeds from your case when your case is completed.
Q? 10. Is my information confidential?: A.

Yes, your information is confidential. We never share any of your information we receive from your lawyer.